What do I pay?
No setup fee and no required monthly subscription for core collection tools. Paid checkouts use a processing fee of 3% + ₦100.00 (cap ₦4,000) — you choose who pays it.
Pricing for payment collection in Nigeria
Simple pricing. Easy to understand.
Create an account free. List your price. Choose whether customers pay the processing fee on top, or you absorb it from your payout.
Free account → verify email → pick a product → start collecting.
What you need to know
When do I pay?
You don’t pay a seller subscription at checkout. Pass the fee to the buyer, or absorb it from your payout.
Setup fees?
None configured to open an account or start collecting with Andala’s core products.
Transaction fees?
Yes — processing fee: 3% + ₦100.00 (cap ₦4,000) on the listed subtotal (buyer or seller).
Subscriptions?
No required monthly plan is configured for invoices, events, store, or campaigns in current fee settings.
What does each product cost?
Same fee model across invoicing, events, store, and campaigns (see table below).
One processing fee model
Invoicing, event ticketing, online store checkout, and crowdfunding pledges all use Andala’s platform processing fee service. Campaign-specific tier tables in config are not applied by the live fee calculator today.
Processing fee
3% + ₦100.00 (cap ₦4,000)
Default: buyer pays listed price + fee (you receive the listed amount). Or absorb the fee so buyers pay your listed price and the fee comes from your payout. Fee rates can be updated by Andala admin settings; checkout always shows the fee that applies.
Example
You list ₦10,000. Buyer pays about ₦10,400 (₦10,000 + ₦400 processing fee). You receive ₦10,000.
Pricing comparison
| Product | Account / setup | Monthly subscription | Transaction / processing fee | Who pays the fee | You receive |
|---|---|---|---|---|---|
| Invoicing | Free to create invoices | None configured | 3% + ₦100.00 (cap ₦4,000) | Buyer at invoice checkout | Listed invoice amount |
| Events | Free to create events* | None configured | 3% + ₦100.00 (cap ₦4,000) on paid tickets | Buyer at ticket checkout | Listed ticket amount |
| Store | Free to set up a store* | None configured | 3% + ₦100.00 (cap ₦4,000) | Buyer at store checkout | Listed product amount |
| Campaigns | Free to create campaigns* | None configured | 3% + ₦100.00 (cap ₦4,000) per contribution | Supporter at pledge checkout | Listed contribution amount |
*Product modules (ticketing, store, crowdfunding) may need to be enabled on your workspace. Free tickets / ₦0 checkouts do not add a processing fee on a zero subtotal.
1. Invoicing
Invoice pricing
- Create and send invoices: no setup fee
- Monthly subscription: none configured
- When a customer pays online: processing fee 3% + ₦100.00 (cap ₦4,000) (buyer or you)
- You receive: listed invoice amount
2. Events
Event ticketing pricing
- Create events & ticket types: no setup fee
- Monthly subscription: none configured
- Paid ticket checkout: processing fee 3% + ₦100.00 (cap ₦4,000) (buyer or organizer)
- Free tickets: no processing fee on ₦0
- You receive: listed ticket amount
3. Store
Online store pricing
- Set up a store & list products: no setup fee
- Monthly subscription: none configured
- Checkout: processing fee 3% + ₦100.00 (cap ₦4,000) (buyer or seller)
- You receive: listed product amount
4. Campaigns
Crowdfunding pricing
- Create campaigns: no setup fee
- Monthly subscription: none configured
- Each contribution: processing fee 3% + ₦100.00 (cap ₦4,000) (supporter or creator)
- You receive: listed contribution amount (subject to funding model & settlement rules)
Crowdfunding uses the same live processing fee as other products. Any alternate campaign fee tiers discussed elsewhere are not what checkout calculates today.
Learn about campaignsPayout details & enterprise pricing
Core collection pricing above is live in checkout. For bank payout fees, Merchant API rates, or custom arrangements, ask after you create an account—or when a public Contact page is published.
Pricing questions
Are there setup fees?
No setup fee is configured in Andala’s current pricing settings to create an account or start using invoicing, events, store, or campaigns (module access permitting).
Are there monthly fees?
There is no required monthly subscription fee configured for core payment collection products (invoices, events, store, campaigns) in the current application pricing settings.
Are transaction fees charged?
Yes. A processing fee of 3% + ₦100.00 (cap ₦4,000) applies on paid collections. You choose whether the buyer pays it on top of your listed price, or you absorb it from your payout.
When am I charged?
You are not charged a separate seller subscription at checkout. If you pass the fee to the buyer, they pay listed price plus fee and you receive the listed amount. If you absorb the fee, the buyer pays your listed price and the fee is deducted from what you receive.
Are refunds charged?
Andala’s fee settings do not define a separate “refund fee.” Refund eligibility and method depend on the product (for example, wallet refunds vs guest card limitations). Confirm the flow in-product for your use case.
How do settlements work?
Successful collections settle into your Andala wallet. You can review activity and request payouts according to the payout options and rules available in your account (including any campaign payout progress unlocks for crowdfunding earnings).
Can I cancel?
You can stop creating new invoices, events, products, or campaigns at any time. There is no monthly plan to cancel for core collection tools under the current pricing model. Close or unpublish items you no longer want active.
Is there a free option?
Yes. Creating an Andala account is free. You can also collect for free tickets or ₦0 flows where the product allows them (no buyer processing fee on a ₦0 subtotal). Paid checkouts use the processing fee above.
Start collecting with clear pricing.
Create your free account and list your price. Free account → verify email → pick a product → start collecting.